Muthoot FinCorp Gold Loan
Description
Muthoot FinCorp, a leading NBFC with over 3,600 branches in India 📍, provides gold loans against pledged jewellery within minutes—ideal for urgent financial needs.
They offer flexible gold loan schemes ranging from small-ticket (<₹1 Lakh) to larger loans (up to ₹50 Lakhs), with interest rates starting as low as ~9.95%–9.96% p.a. (≈0.83% monthly).
🛠️ Services & Options Offered:
💎 Wide Loan Range: From ₹1,550 up to ₹50 L (via Muthoot FinCorp ONE)
🗓️ Tenures: 3 to 24 months depending on the selected scheme
🏠 Gold Loan-from-Home: Doorstep pick-up of your jewellery, GPS‑tracked, insured transit to branch
🔁 Flexible Repayment Structures: Options include bullet, EMI, daily/weekly/monthly interest payments, part-prepayment without charges after 7 days
📦 High Loan-to-Value: Up to 75% of gold’s market value.
Features
- ✅ Lowest Interest Rates: Starting ~9.95% p.a. (0.83% monthly)
- ✅ Nominal Processing Fees: From ₹20/GST up to ₹200 (based on scheme); some schemes have no fee
- ✅ Minimal Documentation: Aadhaar, PAN, or Driving License; no CIBIL requirement
- ✅ Quick Disbursal: Money credited typically within 30 minutes of pledge
- ✅ Insured & Secure: Jewellery stored as per BIS standards, insured during transit and storage
- ✅ No Foreclosure Penalty: Prepay any time after 7 days with no extra charges
- ✅ Transparent Penalty Structure: Late payment penalty up to 9.99% of the outstanding amount
- ✅ Strong Legacy: Backed by Muthoot Group with 135+ years and over 1 crore+ satisfied customers
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₹250.00
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